GRAND JUNCTION, Colo.-
Our state chose to be specific to the needs of Colorado when designing our health care reform. This means for the first time, there will be an open marketplace where small businesses can offer different health care options to their workers.
In the past, only large corporations in our state have been able to offer their employees different health care plans. However, when "Colorado Health Benefit Exchange" launches their new marketplace, small businesses are also going to have the same opportunity.
“You could never give them quite as many raises as you would like to, so anything you can do to make their experience here more profitable and beneficial to them, you want to do that,” said Beth Zanski, owner of Culinary Corner.
Zanski employs 10 people at her store and says it’s never really been financially possible to offer health insurance due to the lack of options.
But she and other small business owners across the state are about to receive some help in this area with these new alternatives.
“This will empower their employees with plans that will work best with each individual employee,” said Linda Gann, western slope outreach coordinator for Colorado Health Benefit Exchange. “Research shows that when Coloradans can make choices based on what their needs are, that money is saved and they get a higher quality product.”
Employers like Zanski will soon be able to set their benefit budget and other parameters of their small group insurance.
"Being able to look at the different choices it will give me the flexibility probably to pursue something for my employees," said Zanski.
This new, choice-driven health insurance marketplace will be open and ready this October.
The marketplace will all be online, making it easy for everyone to access and should start to provide coverage as early as January 2014.
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